Look. These days the world does not even accept the average. They want only those who are at the top. it is a very competetive world. This should be enough for motivation. Unless you are sitting on a $US1 million, you better get motivated to finish your studies. Your degree will be a door for you for a wide spectrum of opportunities. I do not like to talk about myself but it did pay off for me. When I was working my a** of to study others were not so much working. It paid for me, it did not for others.