Healthcare Experience

What kind of healthcare does your country have?

  • Private

    Votes: 3 50.0%
  • Public

    Votes: 2 33.3%
  • Mixed

    Votes: 1 16.7%
  • Other

    Votes: 0 0.0%
  • I don't know

    Votes: 0 0.0%

  • Total voters
    6
Big Brother

Big Brother

Legendary Member
Orange Room Supporter
Feel free to share your experience with your country's respective healthcare system. It can be country you reside in, you've resided in, or country of origin.

I'm looking to debate specifics people have experienced that can be independently verified. For example, if someone says they received a $4k bill for kidney stones, that number can then be verified by researching typical kidney stones cost in US. Some countries, like Lebanon, may not have readily available sources online, but I imagine as most here are Lebanese you'll keep each other honest.

The goal is to look at everybody's experience and point out objective differences between the healthcare systems of different countries.

Example topics of discussion:
-Emergency service costs
-Method of payment and billing interactions
-Country + type of system they have (private, public?)
-etc.
 
  • Advertisement
  • Isabella

    Isabella

    The queen of "Bazella"
    Orange Room Supporter
    France, I think our healthcare is great (actually ranked number 1 according to who
    World Health Organization's Ranking of the World's Health Systems)

    It's a mix of private/public healthcare in that the government covers about 70% of most healthcare costs, 100% for costly or serious ailments... And people also have the option to seek additional coverage from private insurers, usually mutual insurers.

    For a doctor visit you would typically pay and then you get reimbursed 70% of cost, then your mutuelle covers the rest if you don't have serious issues like cancer or diabetes or other long-term ailments. Prescription drugs are covered between 35 and 100% it depends on something but I'm not sure what lol usually mine have been totally covered.

    There is also something called AME, aide médicale d'etat which is reserved for people with no valid papers (undocumented immigrants), or really poor people I think and in which medical coverage is entirely covered by the French government but it also doesn't cover everything like psychiatric consultations, eye doctors, it's basically about emergency treatments, teeth, and other healthcare issues. So basically under this insurance you pay nothing for a doctor's visit, it's the government that handles your bill (I think :p)
     
    Mrsrx

    Mrsrx

    Somehow a Member
    Orange Room Supporter
    Close relative had cancer and insurance refused to pay up and ended up costing through debt around 100K$ to treat in Lebanon although the contract covered it. They had ruled it as a preexisting condition knowing that we were with that insurance for over 10 years and it was not.

    In the conditions and contracts of insurances there are always vague clauses that they can get you with. In France where i live now and as mentioned by @Isabella the healthcare systems is causing debt for the country but at least the government is not looking in fine print to screw you over as this is a service provided by public funds at a reasonable price.

    If the coverage provided by the state for you feels not adequate you can subscribe to a private insurance (usually your employer does) that covers what the public healthcare is not which makes their market more restricted and hospitals abide by state pricing.

    Personally i had a few issues since i have moved to France and never paid anything worth mentioning.

    The only downside is that when you make it cheap/free people flock to doctors and you will have to wait a bit to see a specialist.
     
    Indie

    Indie

    Legendary Member
    Orange Room Supporter
    Where I live healthcare is mostly public; however, it doesn't cover dentistry, optometry, and things like physiotherapy. You just walk in and show your medicare card. You have nothing to pay.

    Medication is partly covered. If you choose generics, rather than the original brand, you could be fully covered.

    There are free services for psychiatry, but not a lot of them. Psychiatrists are immediately available for emergency cases, but it can take months to see a psychologist if you need long term care.

    It can also take months to see a specialist, unless your case is an emergency. You must first go to your family doctor and get a referrence, to ensure you actually do need a specialist.

    Overall though, it is a great system. You are not at the mercy of insurance companies (although you can opt for private insurance to complement the public medicare).

    When you are used to having free healthcare, it seems inconceivable that there are still countries who do not offer it.
     
    Resign

    Resign

    Well-Known Member
    Orange Room Supporter
    Where i live healthcare is mostly public as well.
    Every year we get free Dental/Optic Check through the tax system.
    Medical cards are only given to people on Social welfare (basically people that are unemployed) - Free healthcare
    People that have an income - do not have Medical cards - pay a small amount.

    Queues are massive
    If you're not dying you might get an appointment in 6 months time for an operation. that's how bad it is here.
    Else you pay more to skip the queue. (covered by Insurance to a certain degree)

    Depending on your Insurance Scheme, Doctor visits can be claimed back in full and hospital admittance can be covered by insurance too.
    A percentage of Doctor visits/medications can be claimed back from tax returns/credits at the end of each year.

    Terrible system overall.
     
    Isabella

    Isabella

    The queen of "Bazella"
    Orange Room Supporter
    Close relative had cancer and insurance refused to pay up and ended up costing through debt around 100K$ to treat in Lebanon although the contract covered it. They had ruled it as a preexisting condition knowing that we were with that insurance for over 10 years and it was not.

    In the conditions and contracts of insurances there are always vague clauses that they can get you with. In France where i live now and as mentioned by @Isabella the healthcare systems is causing debt for the country but at least the government is not looking in fine print to screw you over as this is a service provided by public funds at a reasonable price.

    If the coverage provided by the state for you feels not adequate you can subscribe to a private insurance (usually your employer does) that covers what the public healthcare is not which makes their market more restricted and hospitals abide by state pricing.

    Personally i had a few issues since i have moved to France and never paid anything worth mentioning.

    The only downside is that when you make it cheap/free people flock to doctors and you will have to wait a bit to see a specialist.
    My grandpa had the same experience in Lebanon, he got cancer and his insurance company refused to cover his treatment so he ended up paying out of pocket. I think that practice is despicable especially when you compare it to a country like France where things like cancer or any other serious condition are 100% covered by the state, social security or no social security!
     
    AtheistForJesus

    AtheistForJesus

    Legendary Member
    Orange Room Supporter
    I have no experience with healthcare.
    I've never had to visit a doctor yet. Only dentists.
     
    Mrsrx

    Mrsrx

    Somehow a Member
    Orange Room Supporter
    My grandpa had the same experience in Lebanon, he got cancer and his insurance company refused to cover his treatment so he ended up paying out of pocket. I think that practice is despicable especially when you compare it to a country like France where things like cancer or any other serious condition are 100% covered by the state, social security or no social security!
    Businesses are built to make money and when human health is a business it becomes an inhumane money mongering machine. Hard to hear such stories!

    In my experience insurances are amazing for tiny things and make you feel like a king as it costs nothing so they pay premium service. That makes you confident and stay with them. But when things go really wrong and you need an expensive treatment they are nowhere to be seen!
    Public healthcare is the other way its built as a safety net for the bad things so you will struggle with wait and lines for a common flu or a zit that annoys you but when shit hits the fan you get hospitalized no questions asked!
     
    S

    silvernight

    New Member
    hello .. i am a medical student studying abroad .. i would like to know when should i apply for colloquim exam in lebanon ? can i do it after i graduate ? thanks !
     
    RMac

    RMac

    Active Member
    Orange Room Supporter
    I just have to get this off my chest. In the USA, I was paying 1,200 a month for a family of 4 for medical and dental insurance, after Obamacare I received a letter from my insurance company stating that they no longer offer insurance in my state. Now buying insurance from my states health exchange it is costing me 2,600 a month for 2 people without dental.
     
    Big Brother

    Big Brother

    Legendary Member
    Orange Room Supporter
    I just have to get this off my chest. In the USA, I was paying 1,200 a month for a family of 4 for medical and dental insurance, after Obamacare I received a letter from my insurance company stating that they no longer offer insurance in my state. Now buying insurance from my states health exchange it is costing me 2,600 a month for 2 people without dental.
    What State?
    Above seems insane to me.
     
    RMac

    RMac

    Active Member
    Orange Room Supporter
    The insurance previously was thru Costco now thru CT health exchange
     
    RMac

    RMac

    Active Member
    Orange Room Supporter
    we are all very healthy and go to doctor just for check ups
     
    Isabella

    Isabella

    The queen of "Bazella"
    Orange Room Supporter
    I just have to get this off my chest. In the USA, I was paying 1,200 a month for a family of 4 for medical and dental insurance, after Obamacare I received a letter from my insurance company stating that they no longer offer insurance in my state. Now buying insurance from my states health exchange it is costing me 2,600 a month for 2 people without dental.
    This is insane!! Can't you look for other providers?
     
    Isabella

    Isabella

    The queen of "Bazella"
    Orange Room Supporter
    We did, this is after shopping around
    Holy shit! Even in Lebanon my dad paid about that much for a yearly rate for a family of 6 and our insurance covered everything!
     
    CitizenOfTheRepublic

    CitizenOfTheRepublic

    Legendary Member
    So to infuriate Americans further here is a story a friend had to pay $175 out of pocket in Portugal for
    - ER visit
    - X-ray
    - Cast
    The ER co-pay alone in the US is 3-4 times as much :mad:
     
    CitizenOfTheRepublic

    CitizenOfTheRepublic

    Legendary Member
    Holy shit! Even in Lebanon my dad paid about that much for a yearly rate for a family of 6 and our insurance covered everything!
    You have no idea how monumentally bad is healthcare in the US...
     
    Top